M&T Online Banking, customer resources and everything you need to consider when choosing if it's the right bank for you. We're answering your top M&T banking questions along with reasons to bank with M&T and reasons not to.

M&T Bank serves customers in the upper East Coast area. They offer checking and savings accounts with a wide range of benefits. A major draw for many is that M&T Bank offers a free checking account with no monthly service fee and no minimum balance required.

M&T Online Banking - Login, Customer Service and opening a free checking account with no minimum

M&T Bank is a regional bank, only available to residents in Maryland, New Jersey, New York, Delaware, Connecticut, Virginia, West Virginia, Pennsylvania and Washington DC. Plus they offer convenient mobile banking options. Deposit checks through the M&T Bank mobile app. Transfer funds, pay bills and check your account transactions on the mobile app as well.

M&T Online Banking - Login, Customer Service and opening a free checking account with no minimum

M&T Checking Account

  • no monthly fee or minimum balance required
  • completely free for anyone to open
  • does not earn interest

M&T Savings Account

  • available in connection with checking account opening
  • earns interest
  • acts as an overdraft account for checking account
  • no service fee if you maintain a $500 balance
  • M&T Online Banking - Login, Customer Service and opening a free checking account with no minimum

M&T Money Market Account

Why choose a money market account? It offers a higher yield with more competitive interest rates than a savings account. You can access your balance via checks or your card.

  • variable interest rate
  • 6 withdrawals allowed per cycle

Customer Service

M&T Phone (General Service)
1-800-724-2440

M&T Online Banking - Login, Customer Service and opening a free checking account with no minimum - rewards card

M&T Online Banking Login

Access your M&T account here 

M&T Rewards

The M&T rewards program offers automatic cash back as well as many other exciting promotions. There are no rotating categories and no point earning caps. Use your points to book flights on any major US Airline, to purchase gifts and merchandise or book a special vacation.

For more information visit their online page

Did you know you can download the M&T Mobile Banking app from the Apple Store for easy acess to your account on your iPhone, Ipad or smartphone.

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